Navigation: Sectional timing — each section opens in turn and locks when its time ends.
- NO negative marking: the advertisement states 'There will be no negative marking for wrong answers.' This differs from most insurance exams.
- English Language is qualifying only: its 30 marks are not counted for ranking (official total is 100 questions / 70 marks). This mock scores English like the other sections.
- Each section has a separate 20-minute timing; English is in English only, the other two sections in English & Hindi.
- The pattern is from the most recent ADO cycle (2023). No 2026-27 ADO notification had been published as of October 2026, so recheck when LIC notifies the next cycle.
- Only open-market candidates sit the prelims. The Main examination (160 marks, 120 minutes; separate patterns for open-market, agent and LIC-employee candidates) and the interview are not covered by this mock.